The Renewal Executive Board will regularly report progress on the delivery of the Programme to Court and the RTGS/CHAPS Board. It will take into account the strategic decisions made by the RTGS/CHAPS Board, including on risk tolerances, and its views on industry readiness and any material implications for the Programme arising from industry engagement and industry demand for changes in functionality and new products.

You can also choose from our selection of waterproof shooting breeks, as well as our bib and brace waterproof overalls, which are available in both protective and thermal versions and ideal for vets, farmers and fishermen. If a water repellent pair of trousers that can be worn independently is more up your street, our range includes those made from synthetics or synthetic/cotton blends, which are ideal for out in the fields, on a shoot, or for hiking. Usually low cost - if a little more expensive than a BACS transfer. Some banks waive the fee entirely Our self‐assessment is based on the principles relevant to the Bank’s RTGS and CHAPS services. Some principles are relevant only to characteristics associated with specific types of Financial Market Infrastructures, and hence did not apply to one or both of the RTGS and CHAPS services. The best part is these are accessories, so you can layer them over just about anything! Just watch out for clipping with wider leg pants. ❤️ From November 2025, we intend to implement a programme of regular upgrades to the CHAPS enhanced messaging schemas. We will support this approach by introducing a new Change Management Framework for CHAPS ISO 20022 messages. This will provide a transparent and inclusive approach to updating ISO 20022 CHAPS messages. The approach will allow us to update in line with the latest versions of ISO 20022, in coordination with other domestic and global market infrastructures. It will also facilitate the implementation of policy changes such as purpose code revisions and allow CHAPS Direct Participants to propose and agree changes.Safe and resilient, delivering world leading standards in the face of evolving threats through the use of the full set of tools and resources available to the Bank. Where an error or ambiguity is evident and making an update to the documentation will provide a clear and significant benefit to users of the messages and/or the Bank; The most recent self‐assessment for the RTGS and CHAPS services was concluded at 31 October 2021. Overall, we self‐assessed that the Bank had achieved ‘observed’ status for all but one of the principles relevant to the Bank’s RTGS and CHAPS services. The exception was ‘ Principle 3 – Framework for the comprehensive management of risks’ where we remained ‘broadly observed’ for our 2021 self-assessment, based on a continued conservative view that some further enhancements are required and a small number of risk management processes need time to further mature. This is to ensure that our risk management approach across all three risk domains is sufficiently consistent and integrated, enabling us to enhance the extent to which we can aggregate and consider risk in a more holistic manner. The next PFMI self-assessment has a point of assessment of 31 October 2022 and will be published afterwards. Strong operational resilience of RTGS and CHAPS is important to help avoid major operational disruption, which could impact financial stability. As such, further enhancing the operational resilience of the RTGS and CHAPS services is one of our key priorities. In common with regulated firms and Financial Market Infrastructures, we aim to comply with the new operational resilience requirements set out by the regulatory authorities. Strong arrangements for operational resilience also support our compliance with the Principles for Financial Market Infrastructures – especially Principle 17 – Operational risk, as well keeping us within our risk tolerance statements. We prioritise safe and resilient and well run as these are preconditions for the remaining themes of responsive and renewed.

Operate the RTGS and CHAPS live services to agreed standards and risk tolerance; including managing RTGS1 to a safe retirement. Effective governance arrangements and adherence to supervisory requirements Boxing is a sport that has become significantly more popular during the past few decades. At the same time, the United States is still the country that has the most boxing champions in the world. In fact, the United States has produced a total of 431 boxing world champions. Even though there are multiple ways to decide which boxer is the champion of the world, it is clear that the United States has more boxing champions than any other country. Furthermore, the United States has approximately three times as many boxing champions as the second-most country, which is Mexico. The United States is still the dominant country when it comes to boxers. Which Country Has the Most Boxers?

3. ISO 20022 message schemas and how to access them

If you are not ready to receive the camt.053 messages by the relevant date applicable to you, you may be able to build or buy a translator service to convert the camt.053 message into MT 950 messages for use in your internal systems. Complete the internal and external preparation work for the renewed RTGS service including the new ISO 20022 messaging standard. Volumes have also grown as the property market recovered from deep decline in mid-2020. Notably during 2021, activity was brought forward into the months of March, June and September, ahead of Stamp Duty holiday deadlines.

During this period, our staff also successfully managed a series of incidents; none of which had an impact on our targets for service availability. To support our staff throughout this period, significant focus has been given to the dynamic management of resourcing and prioritisation to ensure delivery of key work streams. In particular, we continued to deprioritise certain aspects of our non-critical work such as: streamlining our approach to CHAPS data production and internal reporting; as well as the frequency of our structured horizon scanning and emerging risk process. 3.1: Responsive Stakeholder engagement Around the end of 2022, we will publish a response to the consultation on the post-2024 roadmap for RTGS, which sought views on enhancements to support competition and innovation such as alternative networks, extended operating hours and synchronisation. The CHAPS Reference Manual is the key document that sets out our expectations for CHAPS Direct Participants. It seeks to ensure the smooth functioning of the end-to-end CHAPS system, including managing risks that CHAPS Direct Participants pose, through rules which CHAPS Direct Participants are expected to meet. Just as the United States has more boxing world champions than any other country, the United States also has more boxers than any other country. The reality is that the United States is widely considered to be the birthplace of modern boxing. Therefore, the US has also produced the best boxers that the world has ever seen. There are hundreds of world champions from the United States, the United States has also dominated Olympic boxing, and there are many kids who grew up on the streets learning how to box. In some cases, children take boxing as seriously as they take any other sport. Therefore, the United States also has more boxers than any other country. Is Boxing Safe? CHAPS volumes have more than recovered from 2020 levels, in line with economic recovery from the initial Covid outbreak.

Over 2021/22, our RTGS and CHAPS services continued to play a central role within the domestic and international landscape. Our mission is supported by four strategic themes for delivery, summarised below: As the transition towards the renewed RTGS draws closer, we are also undertaking significant internal work to ensure that we are sufficiently prepared. We are making investments to ensure that the technical and system changes required to support the transition are in place in sufficient time. We are also embarking on an extensive training programme for our staff. This is to ensure that they have the required skills to use the suite of new systems that will be put in place. Industry readiness CHAPS volumes grew year-on-year from March 2021 to February 2022, partly reflecting that the economy was recovering from the disruption caused by Covid. CHAPS is commonly used for housing and other property transactions; in 2021 temporary changes in Stamp Duty led to elevated volumes. To accommodate this, we extended the CHAPS settlement day on 30 June and 30 September 2021. A number of the banks providing services to UK retail customers – such as individuals and conveyancers – also extended cut-off times for relevant client channels. We have continued to undertake an extensive programme of external engagement. In the past year, we have consulted stakeholders on a variety of policy issues relating to the RTGS and CHAPS live services. Through the Strategic Advisory Forum, we have regularly engaged on issues such as the delivery of the renewed RTGS service (including on changes to the delivery timelines); our approach to recovering the costs of the renewed RTGS service; retail fraud in the context of CHAPS; and our ongoing work around operational resilience. The RTGS/CHAPS Board is responsible for setting the strategy for our management and operation of the RTGS and CHAPS services, consistent with the Bank's mission. See Box A for further information on its responsibilities.