The daft thing is that as it's a new vehicle we have free breakdown and recovery from Fiat and our Safeguard insurance also includes UK and Europe recovery. For full details of the policy cover, including limitations and exclusions that apply, please refer to the policy documents.

The cover offered by Red Pennant is as applicable to motorhomes as much as it is to the car and caravan, even though they may come with different priorities. Last year we added some additional cover for motorhomes, for when members are towing a ‘mini’ or Club members and staff have worked together to create this new approach, and we’re all confident it provides all members with more availability and an easier booking experience. If you have an annual multi-trip policy with a start date on or after 1 January 2020 please call our Red Pennant team on 01342 336606 and we can discuss options with you.

Frequently asked questions:

We will make a considered decision after 3 more UK trips before July, but at this time, if the mayhem in Dover subsides, I am thinking an autumn French holiday is on the cards. tiz', if you took out RP insurance in January this year was it an annual policy, if so then they should not have sold it to you as they were fully aware that you could not travel and effectively 'use that policy if needed'. If it was a one off policy for a date in August then I feel that it was unfair of them to take your money and should have advised you to take out the policy nearer to the date of travel when one would know what the situation would be with respect to foreign tarvel and Covid restrictions. The one reason I take RP is because of its comprehensive nature. I sometimes only take the breakdown insurance because I already have annual medical insurance which is mainly used for other types of holidays. However, this only covers a limited period and The personal service you gave has been second to none and was very reassuring at a very difficult time for us. After the service you have provided and the speed of processing of our claim we would have no hesitation in recommending Red Pennant to other caravan and motorhome owners."

But has the CC ever considered providing just a European recovery service for tose that don't want or feel they need an all sing, all dancing 'holiday protection ins'? For those of us that just want to cover a fortnight away in France, RP is very expensive. This extra cost is because any recovery of over 4250kg requires a much larger and more expensive recovery vehicle......allegedly. it is/was cheaper to take RP's offering for longer trips rather than extend the annual policy. I have only once not used RP and that was to go to Morocco. The C&CC provided better cover for that country but there were still risks involved. ADAC has lots of Club members and staff have worked together to create this new approach, and we’re all confident it will provide all members with more availability and an easier booking experience.

If you’re involved in an accident or breakdown whilst on holiday abroad and you have to leave the motorhome, car and/or caravan there, make sure: Some years ago I believe they changed underwriters and some of the conditions of insurance became stricter particularly when it came to the age of people wanting insurance, For holidays in the EU, a UK Motor Insurance Certificate is accepted as proof of insurance if you’re required to provide it. If you’re travelling outside the EU, you’ll need to ask your insurer to issue you with a Green Card as proof. If you’re issued with a Green Card, your insurer should include reference to anything you’re towing. There are a number of ways to ensure you get the best value for your money on a motorhome and campervan insurance policy. The most obvious is to shop around, but other things to think about include being realistic about your usage - many policies include low-mileage discounts. I seem to remember on here that the Club a couple of years ago were considering a RP Light which seems to have come to nothing as yet. One problem might be is that the current RP is so highly regarded that any lesser service might lead to general dissatifaction