Picture bailiffs at your doorstep, an aftermath of court action. Their visit isn’t just daunting. it’s costly. You might have to pay creditor’s solicitors’ fees associated with the trial, as well as additional fees linked to debt recovery and enforcement actions.

We know it’s stressful when you’re dealing with bailiffs. Some of our team members have been in the same boat. But remember, there’s always a way out.

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Should we determine an IVA is the most appropriate solution for you, we will pass your case to The Insolvency Group. Tracey Howarth (IP No: 16410), Mike Reeves (IP No: 7882) and Donald Harper (IP No: 9296) are licensed as insolvency practitioners in the UK with the Insolvency Practitioners Association.

MoneyNerd Limited is an Introducer Appointed Representative of Seopa Limited who is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 313860) and is classed as an insurance broker. There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.It’s not just a historical relic; it’s highly relevant even today, especially if finances matter to you. Unpaid debts and legal actions could also have long-term financial implications, such as potentially affecting your credit score, so the way I see it, it is best to avoid them taking legal action if you can. How to avoid debt court action MoneyNerd Limited is a free to use service, however we may receive a commission, at no cost to you, if you complete a loan, enter into a mortgage, remortgage or equity release agreement. If you’re wondering how we work with our partners and how we make money, you can read more about how MoneyNerd works. We have a great budgeting 101 guide to help you do just that and to help you manage your money in the future, too.

The County Courts Act 1984 is an act that helps to regulate the method in which county court proceedings are conducted in the UK, including debt-related matters. It was originally devised in 1984. But it has been amended and updated over the years. This act doesn’t just cover debt-related issues. It also covers a variety of other topics.

Changes over time for: Section 42

Here, you can see this forum user on MoneySavingExpert has received a letter saying interest will be claimed against them as part of the County Courts Act 1984 Section 69 and they are looking for advice. What is the Commercial Debts Interest Act 1998? This base rate of interest applied to the debt under the 1998 Act is simple interest rather than compounded interest. There are a number of excellent charities acting on behalf of debtors to make debt recovery less stressful.